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Natali Pupovac-Peters – FranNet

Natali Pupovac-Peters is an Elite+ Mompreneur member based out of Southwestern, Ontario. She is a Franchise Consultant with FranNet. Natali is in the business of putting other people into business – literally! She works with people who want to become business owners and explore franchise opportunities as a way of achieving that goal.  We are excited to share Natali’s Success Story!

mompreneur Natali Pupovac-Peters of FranNet

What inspired you to become an entrepreneur?
I honestly don’t think I remember a time that I wanted to be anything other than an entrepreneur. I’m not sure if this is because I grew up with an entrepreneurial Dad, because early on I recognized the benefits of being my own boss, or because it was a career that was off the ‘normal’ path.
However, even though I knew this was something I always wanted to do, it wasn’t an easy path getting to this point. I completed my education, worked for a small business as well as a large corporation, before I had the courage to take the leap into entrepreneurship. I think my biggest inspiration was the lifestyle that I knew I could have and the lifestyle I can give my kids as a result. I’m not talking about money, but about the flexibility to spend the time with my kids and my husband when I choose to and not when my work allowed me to. It’s about spending the day with my kids if they’re sick or taking that family vacation and not having to worry about whether I can get the time off, or whether or not my boss will be upset about it. So even though I always knew I was going to be an entrepreneur, it was having control over my days, my income and my future that inspired me to finally take that leap.
What’s the best part about owning your own business?
It’s definitely the control – having control over my time, my income potential and my future.
My husband works all sorts of crazy shifts and he works out of town. It was critical for me to have the flexibility to work around his schedule in order to make sure that our kids were always taken care of and that we could give them the opportunities that they need, even if they don’t fit into the typical 9-5 mold.
Secondly, I like being in control of my income potential. I didn’t like my income being tied to industry standards, but rather to my work ethic and work quality.
Lastly, having control over my future. It’s funny because most people out there consider entrepreneurship risky and working for someone else more secure. Yet, I would argue that the opposite is true. Many of my clients are individuals who have spent 20, 30, and 40 years working for someone else just to be laid-off due to various reasons. When you work for yourself, you don’t have to worry about that. Your promotion is also not tied to company policies or subjective performance reviews. It is only tied to you and the things that you do day in and day out.

Continue reading Natali Pupovac-Peters – FranNet

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Paymaneh Ritchie – SPR Management Inc.

Paymaneh Ritchie is an Elite+ member based out of Coquitlam, BC. She is the Owner of SPR Management Inc., and the Author of Hello, My Name is Oliver. We are excited to share Paymaneh’s Success Story!

mompreneur Paymaneh Ritchie of SPR Management Inc.

About SPR Management Inc.
My husband and I established SPR Management Inc. in 2003, as a shell company, an intuitive, rare, and uncaclucated move on our behalf, given that at the time he had his own successful business, and I was employed in the biomedical sector. Our intuition paid off after we had our daughter in 2007 and nothing working out as planned. Becoming a stay-at-home-mom afforded me the opportunity to consider independent employment and take a harder look at myself as a person. As it turned out, I did not dislike what I discovered within myself!

We now use SPR Management as an incorporated umbrella under which all our varied efforts gather strength. These include procurement, consulting, business licensing, and even my new chapter book, “Hello, My Name is Oliver”. I am always looking for new ideas, partnerships, and empowering work impacting animals and children. I dream big and take smaller steps, hoping to pass this on to the next generation.

What inspired you to become an entrepreneur?
Family lifestyle and becoming a mother. With a premature baby who had some health issues, we decided that focusing on our family’s health was more important. Given the nature of the biopharmaceutical sector, I decided ten hour work days plus travel time would keep me away from our baby for far too long. So I stayed home with her for two years and gradually set up my home office.

mompreneur Paymaneh Ritchie, author of Hi My Name is Oliver and owner of SPR Management Inc.

What’s the best part about owning your own business?
Being there for my daughter! I love picking her up and listening to her tell me stories about her day. We have our best conversations in the car on our way back home! Continue reading Paymaneh Ritchie – SPR Management Inc.

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Looking for a Business Loan? Tips to Choose the Right Lender…

From the expert team at Evolocity

There are different lending options available to small businesses in Canada, but which one is the right one for you and your business?

The Scenario:
You’re an entrepreneur and you want to obtain financing to grow your small business. Maybe it’s to make some much needed renovations, or deal with unexpected expenses, or simply to get you through a slow season. Whatever the reason, there are a number of options available to you. But, before applying for any type of financing you should be able to answer most – if not all – of the following questions:

  • What do you need the money for?
  • How much money do you need?
  • How long will it take to pay back?
  • How is your business doing financially?
  • How much collateral do you have, if any?
  • When do you need the money?
  • What kind of business do you own?

These will help determine what kind of funding you should pursue.

The major types of funding available for small businesses are:

Each type of funding varies by lender, based on qualifications, restrictions, interest rates, amounts, and turnaround time.

Government-Backed Financing
The small business financing program offered by the Government of Canada is a good option for businesses with gross annual revenues of $10 million or less. This type of loan helps small businesses that need funding for a specific reason like opening a new location, making renovations, or leasing new equipment or vehicles. The business will still have to apply for the loan through a chartered bank but it’s usually easier for small businesses to obtain a loan through this program because the government shares the risk with the bank. The downside to this type of funding is the number restrictions imposed on how the funds can be used. The turnaround time for the loan may also take longer than a direct loan from a bank or alternative lender. If your business needs quick funding, this option may not be the best choice for you. To apply for the government-backed business loan, you will be required to present a detailed business plan and a complete financial overview to a participating chartered bank. Continue reading Looking for a Business Loan? Tips to Choose the Right Lender…

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Nicole McIntyre – Hot Mama Living

Nicole McIntyre is an Elite+ Mompreneur member based out of Guelph, Ontario. She is the Boss Lady of Hot Mama Living, a coaching company that focuses on life transformation, where she believes that when you change your mindset, then habits, then your whole life changes! We are excited to share Nicole’s Success Story!

mompreneur Nicole McIntyre - Hot Mama Living

What inspired you to become an entrepreneur?
I don’t go by the typical rules in life and that’s why I think I’ve done well so far. The biggest key to your own success is being your authentic self and constantly improving on that.

I have always been inspired by others and feed off other people’s energies. I care so deeply about others and truly want them to aspire for a more fulfilled life. I want my clients to realize that getting what you want is simple but not easy. The hamster wheel is too real in this day in age and I want to help others seek what they enjoy and truly obtain gratification from.
What’s the best part about owning your own business?
Having the freedom to follow through in what I want to do – my words, actions and ideas is truly euphoric. I have worked for others in the past and did not share their vision. Now, I get to create my own vision and let the creative juices flow. Coupled with it feeling really scary like you are naked to the world it’s also empowering. You feel like you are standing alongside a cliff that overlooks the most beautiful view you’ve seen in your lifetime. Once I stopped caring about being judged by others that is when I really became successful. I left the ‘guff’ at the door!

Continue reading Nicole McIntyre – Hot Mama Living

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Three Email Headers to Increase Email Open Rates

By Stacey Hartman

new message image - how to increase email open rates using email headers

When you’re working toward gathering and maintaining subscribers for your email marketing, it’s easy to lose sight of the email headers in the shuffle. However, crafting an effective subject line is crucial when you’re considering the open rate for your email messages (open rates would refer to how many recipients open your messages). Afterall, what good is an amazing message if your readers aren’t even opening your email?

Let’s take a look at some options and ideas for effective headers that will get your emails noticed.

Make it personal

Adding your reader’s name to the subject line helps to increase the email open rate. It shows familiarity and can foster a sense of connection. A study by Experian Marketing Services found that personalizing the subject line of an email increased the open rate by almost 30 percent.

The primary example for this would be including a client’s name in the subject line or header text of your email, but you don’t have to limit yourself to only their name. Use casual verbiage in your subject line, share a personal story about yourself or your business, or choose words that imply friendship.

Pro tip: Be careful, though, to not overuse personalization. Overdoing it can have a negative impact on your open rates. Continue reading Three Email Headers to Increase Email Open Rates

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Empower Your Financial Wellness

Written by Linda Spencer.

financial wellness

It’s a fact – money is THE #1 cause of stress in North America today.  That stress places strains on our bodies, our relationships and our emotional and mental wellbeing.  Stress costs billions of dollars in health care and lost productivity each year.  There are programs, pills, tips and tricks to manage the symptoms of stress, but what is there really that gets the heart of the cause of that stress – in this case, MONEY?

Why is it that Money is such a stress factor?  With statistics like over 60% of the population not having good basic financial knowledge and 85% of business failures being caused by lack of financial know-how and organization, I think poor financial literacy, along with instilled beliefs that money is limited or not available to us, has created this high money stress that we experience today.

As parents, consumers and business owners, it’s our responsibility to educate ourselves with the tools, knowledge, strategies and MINDSETS to take control over our financial destiny. As educators and parents, it is our responsibility to give our youth the knowledge, tools and mindsets they need to not only support themselves, but to thrive in a world that is still governed mostly by a lack mentality (which we CAN change). And I see it as my job to pass on the financial knowledge and know-how I’ve acquired in order to reduce this money stress, and empower people to create the life they truly desire, to have greater ease and joy in their lives.

Here are 3 of my top tips for reducing money stress:

Continue reading Empower Your Financial Wellness

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Eleni Kapetanios – Break Through With Eleni

Eleni Kapetanios is an Elite+ Mompreneur member based out of Guelph, Ontario. She is a Breakthrough Specialist and owner of Break Through with Eleni. We are excited to share Eleni’s Success Story!

Breakthrough with Eleni Kapetanios - mompreneur member

What inspired you to become an entrepreneur?
Many years ago, when I branched out on my own to be a personal trainer, the most important thing to me was to be in charge of my own schedule and hours. I loved the independence of business ownership. I like doing things on my own terms, and choosing the people who I work with.

What’s the best part about owning your own business?
The best part about owning a business is the freedom and creativity. I have come to enjoy all the parts (maybe not the accounting and math parts), but I love the constant learning, and always striving to be better. I have also learned, fairly recently, to ask for help, which is a huge thing for me, as a solopreneur. I have a supportive team I work with now, inside and outside of the clinic I am a part of.  I have learned that if I hate doing a certain part of my business, I will hire someone who is excellent at that part! What a great feeling! I also love to meet other business owners and helping them grow their businesses however I can.

Continue reading Eleni Kapetanios – Break Through With Eleni

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Linda Kranich – TRU Global

Linda Kranich is an Elite+ Mompreneur member based out of Severn, Ontario. She is a Founding Member of Tru Global, a new “value” based Direct Marketing company that brings new and innovative health and natural products to consumers. We are excited to share Linda’s Success Story!

mompreneur Linda Kranich of TRU Global

What is your “WHY” behind your business/being an entrepreneur?
Here is my WHY – I was born at a time when we had few resources to share, money was always an issue and we truly did not understand the power we each had within ourselves.   That led to emotional and addictive behaviors and the intrinsic desire for a better life. What I “did not want” in my life was modeled for me. I did not know that at the time so I had to dig deep to uncover how I could be different and successful. What I did not know at the time that a foundation of strength, encouragement and hope was fundamental to me.

What inspired you to become an entrepreneur?
I have always dabbled in entrepreneurship even while working in the corporate world.

What’s the best part about owning your own business?
Over the years, I have come to recognize the owning your own business (from home) can lead to immense pride, the ability to continue to learn at any age and help to reduce your taxes.

Can you describe a typical day?
That is difficult for me as I am always “on the go” – I have learned that it is necessary to put in a minimum of 3 hours per day working my business, including planning, follow up and business building. Continue reading Linda Kranich – TRU Global

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3 Benefits of Estate Planning

By Debbie Stanley

Estate Planning

For a long time I put off my estate plan and any conversation that had to do with planning my legacy. If you had asked me, I would have preferred to go to the gym and awkwardly run on the treadmill while day dreaming about chocolate rather than discuss something so personal and scary. I had a will, my husband had a will…. this was enough of a plan, right?

Now I know you may be thinking, I am a qualified licensed professional who deals with Trusts and Estates every single day. Why would I have put this off? Well, to be honest it is a scary thing and even someone who dedicates their life to this subject is not immune to the fear. I found an excuse to do something else, change the subject, or work on my clients affairs instead of my own. Finally I decided that it was time to give myself some tough love and signed my husband and I up to walk through the process that I go through with my clients. We planned out all the details of our estate; starting with reviewing our wills, working on and organizing finances and lastly discussing our funeral wishes. After the exercise I reflected on some of the emotions I was feeling after such a deeply personal experience.

Estate Planning gives a sense of clarity. When we go through the motions of everyday life, we tend to get bogged down by all the daily details and tasks that call for our attention.  Stopping and making the time to speak with a professional (yes I know it was myself!) about my estate plan brought a sense of clarity to my wishes that I never knew I had. There are tough questions that are asked, and sometimes difficult decisions to be made and it forced me to admit things or look at things in a manner that I normally wouldn’t. While the subject matter is uncomfortable, gaining a better sense of understanding of all the moving pieces of my estate is a feeling that is pretty hard to describe. Continue reading 3 Benefits of Estate Planning

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Adrienne Winterhelt – Bed Bugs Dead Bugs

Adrienne Winterhelt is an Elite+ Mompreneur member based out of Toronto, Ontario, and she is the Founder of Bed Bugs Dead Bugs. We’re excited to share Adrienne’s Success Story!

Mompreneur Adrienne Winterhelt of Bed Bugs Dead Bugs

What inspired you to become an entrepreneur?
I’ve always been an entrepreneur, I just didn’t know it. As a young girl, my parents’ dream for me was to marry and that would set me on the path to happiness and a secure future. When I did meet the love of my life, his entire family were entrepreneurs and they encouraged me to take my ideas and run with them. When I failed, my husband would say, “Don’t worry Adrienne, Col. Saunders didn’t make it until he was 60 years old. You’ve got time.” If only he had more time. I wish he were here today to see me on the road to success. Every bump in the road is smoothed out by his belief in me. You could probably play a bingo game of different enterprises I have tried, from lamp making, jewellery making, seamstress, word processing tutor and cat minding to name just a few. Nothing was quite the right fit.
As the only parent of three kids, I went back to office work the very same week I was diagnosed with breast cancer. It became impossible to work, manage three kids and recover from surgery and undergo chemo and radiation. That’s when I took the last of my savings and bought an income property figuring that there would not be too much to managing another house. The very first month, the tenants called in a panic saying, “We’ve got bed bugs.” What did I know about bed bugs? Nothing. So I started doing research and discovered that they die at 45 degrees C, and that there were specially-designed heaters to do exactly that. I searched the internet for someone who rented the equipment. No one rented this equipment. September 22nd, that’s when the light bulb went off, and I thought to myself, “Why don’t I rent them?” That’s when I bought my first set and killed the bed bugs in my tenant’s place; I was now on the road to creating Bed Bugs Dead Bugs and renting heaters to people from all walks of life. My road to success has been filled with a lot of giant potholes but there is something inside me that sees potholes as things to jump over, splash through or work around. It doesn’t matter how crazy my girlfriends think I am; I know, somewhere inside me, that this is the right path for me.

Continue reading Adrienne Winterhelt – Bed Bugs Dead Bugs