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7 Reasons to Switch Insurance Providers

Written by The TruShield Insurance Team

TruShield Insurance tips for Small Business Owners and Mompreneurs

If you’re a mompreneur, then you may likely fall into the category of small business owner. If you’re a small business owner, you need small business insurance. If you have small business insurance then we hope you’re insured with TruShield Insurance. If you’re a TruShield customer, we’ll be right there with you as your business grows.

We understand that you may look for a new insurance provider someday. While the idea of this hurts, we understand why you might want to switch to another provider. Here are 7 reasons why you should switch.

Continue reading 7 Reasons to Switch Insurance Providers

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Investments Should Be for your Future – Not Medical Bills

Written by Susan DaSilva-Romeo

If you’re like most Canadians, you’ve worked hard to plan for an enjoyable retirement, and to develop a sound investment plan. You’ve carefully thought about your pension, your RRSP, and other sources of retirement income.

But what would happen to all your plans if you had a heart attack or stroke or were diagnosed with cancer today or a few years from now? How would your lifestyle be affected? What would happen to your savings? What would happen to your family and your future?

Using your current investments could have a long-term impact on your portfolio, which may be difficult to recover from. Your retirement income goals could fall short of allowing you to retire on your terms. Continue reading Investments Should Be for your Future – Not Medical Bills

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Tips to Protect Your Business Against Retail Theft

TruShield Insurance tips for retail theft, for women entrepreneurs

Every year, Canadian retailers lose about $4 billion to theft. With holiday shopping gearing up, controlling for theft can be difficult. Here are some steps you can take to reduce the possibility of employees and/or customers stealing from your inventory:

Adequate staffing: More eyes on the floor can reduce the chance of a theft happening. Ensuring your sales area is serviced by an adequate number of employees will give you peace of mind.

Check receipts: Every transaction requires that you give the customer a receipt. Receipts are issued for all purchases and refunds, so this prevents shoplifters from returning to the store with a stolen item and demanding a refund or store credit.

Store design: Check your store’s layout to ensure there’s sufficient lighting, bell alarms that notify when customers enter and exit the store, and an elevated sales counter for better store visibility. If your store is large, consider hiring a greeter to stand at the door and monitor customers as they enter and exit the store.

Surveillance cameras: It’s hard to see everything that goes on when you’re busy attending to customers. Having clearly visible security cameras — or closed-circuit television (CCTV) cameras — installed around the store helps you keep an eye on the store when you’re unable to cover every nook and cranny.

Outline store policies: Establish clear policies and procedures on how to deal with shoplifting incidents. This includes listing all emergency contact numbers and media protocols. Keep in mind that retailers do not have a legal right to search a bag, so customers can refuse to have their bag searched. Continue reading Tips to Protect Your Business Against Retail Theft

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Make safety a priority at your next staff event

Group Of Friends Having Outdoor Barbeque At Home

With summer coming to an end, you may be planning some sort of an off-site event to bring your employees together to celebrate the warm weather. While you’re getting everyone together and organizing the event, an important part of that planning should focus on getting everyone to and from the event safely, and making sure that the facility itself is clean and safe.

To help you ensure that the event goes as planned and reduce any flare-ups, we’ve put together a checklist that you can use for any recreational outing that takes place outside the workplace.

Documentation:

  • Collect signed consent forms
  • Complete written agenda – include:

Name and address of location visiting
List of all individuals going on trip
Expected return time
Main contact person and number

  • Provide the written agenda to staff who will not attend the trip

Continue reading Make safety a priority at your next staff event